The Fed Head (not to be confused with Dead Head) is hinting that a June interest rate hike may occur. Current mortgage rates are close to historic lows along with other economic indicators including lower unemployment could trigger this hike. Current Florida mortgage rates are:

30 year fixed 3.48% +0.05
20 year fixed 3.31% -0.03
15 year fixed 2.69% +0.05
7/1 ARM 2.89% -0.04
5/1 ARM 2.74% +0.03
3/1 ARM 2.72%

+0.02

Read more about this @  http://fortune.com/2016/05/23/boston-fed-june-rate-hike/